42.9% of Colorado residents who were born in another country do not speak English. This causes a barrier when applying for insurance. The bill will require all insurance companies to hire a qualified translator to translate policies into a client's preferred language. This would cover all insurance from commercial to personal and it includes automobile, homeowners, or renter’s insurance. Having insurance is important because it protects individuals and their families from any worst-case scenario. 

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Diversity in Colorado

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According to Statistical Atlas, with 18 different languages spoken, Colorado is a diverse state. Individuals who do not speak, read, or write English are at a disadvantage in regard to getting insurance. Since they do not understand the language the complicated policies are written in, many do not get insured or struggle to find a company that will work with them in their language.

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Equality - Safety - Protection

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HB23-1004 would make getting insurance for those Coloradans who do not know English equitable. The bill would increase the safety and protection of those individuals' homes and cars by allowing to adequately plan for life's worst-case scenario.